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How to Manage and Repay Your Small Business Loan Like an Expert?

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  You may be working on your next big expansion project at the same time your smartphone reminds you of the pending bill notification. You completely forgot about that, but now you must pay. Here, you may tap business reserve or take another loan to repay this one. Well, it may help you clear the current bill, but again, you get tied to a new loan. It may not be the ideal way to manage debt. Eventually, it weakens your ability to save enough. How would you counter small and long-term projects then? Thus, you need to have a strategy to pay the bills smartly. It is about prioritising and setting direct debits accordingly. If you want to know further about how to manage debt as a business owner, read ahead. The blog discusses some aspects which may help you out. Key takeaways:   ·         Managing and paying your bills timely helps you retain your credit score, financial well-being and get low-interest loans in future. ·   ...

Is It Worth Taking Multiple Personal Loans In Ireland?

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  Personal loans are unsecured since the borrower doesn't need collateral. Most of the time, people get personal loans to pay for things like home repairs and medical bills or combine their other debts. Even though loans in Ireland can be a good way to manage your money, there are a few things you should think about before taking out more than one. Here, we’ve explained everything you need to know about taking out multiple personal loans. Can I Get Two Personal Loans At The Same Time? Yes, it is possible. However, there are some things to take into consideration before you go ahead and do it. Your first order of business should be to determine whether or not you are qualified to receive either of the loans. Before you apply for two loans simultaneously, ensure you can meet the requirements and conditions set by both potential lenders. Because different lenders have different needs, you must meet all of the requirements. If you have a credit score that is considered to be...

New vs. used cars: what's best for you in 2023?

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Are you planning to buy a car? You must be feeling like being stuck between a hard rock and deep blue sea as it is quite hard to choose between a new car and an old car. New Year is about to come, and now is the time when you see car dealers coming with exciting offers to prompt their sales. However much you are desperate to buy a car, the recent economic crisis may hold you back. Even if you have a considerable amount of savings, the lately increased interest rates will scare you off. It adds up the total cost of the car. Of course, it is going to be challenging to buy an expensive car. A used car could be a better alternative if your sole purpose is to just save money, but other factors like overall condition of the car could put you off. Well, there is no straightaway method to choose between a new car and an old car. Both alternatives have their own pros and cons and you will have to make a decision based on that. Case 1: buying a new car A new car is fresh from the showr...